Fast Facts About Loans

Fast Facts About Loans

*Adjustable-rate mortgages (ARMs) made up 20.7% of the number of purchase loans used to buy homes in the Bay Area in August 2019. This is down from 22.7% in July 2019 and down from 24.9% in August 2018. ARMs, which offer lower initial interest rates and monthly...

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Sales Volume Remains Steady

Sales Volume Remains Steady

Annual home sales have been flat in recent years:  5,4 millions sold in 2016, 5.5 million in 2017 and 5.3 million in 2018.  As of June, this year's total stands to be around 5.2 million.  So, why does it feel like the market has changed?  The answer is growing...

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Is Now A Good Time To Refinance My Home?

Is Now A Good Time To Refinance My Home?

For some homeowners, it could still be a good time to refinance. Per Wells Fargo the average 30-year fixed-rate mortgage has dipped down to around 3,625% mark for the past few weeks.  By any historical measure home loans remain incredibly cheap. If your current loan...

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Cashing Out

Cashing Out

homeowners have amassed nearly as much home equity as they had before the housing bust, but they have been cautious about extracting it.  Although Fannie Mae and Freddie Mac will let you borrow up to 80% of your home's value, and FHA will let you go up to 95% if...

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Stress Free Home Tips For All Price Points

Stress Free Home Tips For All Price Points

Most home buyers are looking for respite in a haven from everyday stress. The good news is not all stress-free homes have to be multimillion-dollar properties. Here are some of the stress-reducing designs and products being showcased in homes across the country....

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Housing Shortage Put In Perspective

Housing Shortage Put In Perspective

Why the number of homes is not keeping pace with the population. New-Home Construction fails to keep pace. Housing starts will total 1.3 million in 2019. The 50-year annual average has been 1.6 million Demographic Shift. Millennials have overtaken baby boomers as the...

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Jeff Sickler, Napa Realtor

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